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	<title>Comments for Minnesota First Time Home Buyers</title>
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	<link>http://www.minnesotafirsthome.com</link>
	<description>Everything you need to know, when buying your first home</description>
	<lastBuildDate>Sun, 12 Feb 2012 14:51:42 +0000</lastBuildDate>
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		<title>Comment on Success Story: Dana by Carrie</title>
		<link>http://www.minnesotafirsthome.com/buyers/success-story-dana/comment-page-1/#comment-377</link>
		<dc:creator>Carrie</dc:creator>
		<pubDate>Sun, 12 Feb 2012 14:51:42 +0000</pubDate>
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		<description>You were an amazing help to Dana through the process Steve and I know she is thrilled!</description>
		<content:encoded><![CDATA[<p>You were an amazing help to Dana through the process Steve and I know she is thrilled!</p>
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		<title>Comment on January 2012 MN Housing Market Info by KnowYourHomeLoan</title>
		<link>http://www.minnesotafirsthome.com/general-information/january-2012-mn-housing-market-info/comment-page-1/#comment-376</link>
		<dc:creator>KnowYourHomeLoan</dc:creator>
		<pubDate>Mon, 06 Feb 2012 11:55:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.minnesotafirsthome.com/?p=3144#comment-376</guid>
		<description>Great market update Steve.  Thanks!</description>
		<content:encoded><![CDATA[<p>Great market update Steve.  Thanks!</p>
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		<title>Comment on More Multiple Offers? by Still HOT in The New Year &#124; Know Your Home Loan</title>
		<link>http://www.minnesotafirsthome.com/general-information/more-multiple-offers/comment-page-1/#comment-375</link>
		<dc:creator>Still HOT in The New Year &#124; Know Your Home Loan</dc:creator>
		<pubDate>Sat, 07 Jan 2012 15:50:02 +0000</pubDate>
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		<description>[...] 4)      Be prepared for multiple offers and understand how to negotiate – Multiple Offer Situations  [...]</description>
		<content:encoded><![CDATA[<p>[...] 4)      Be prepared for multiple offers and understand how to negotiate – Multiple Offer Situations  [...]</p>
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		<title>Comment on Success Story: Robbie and Stephanie by first time homebuyer class mn</title>
		<link>http://www.minnesotafirsthome.com/buyers/success-story-robbie-and-stephanie/comment-page-1/#comment-373</link>
		<dc:creator>first time homebuyer class mn</dc:creator>
		<pubDate>Thu, 05 Jan 2012 22:43:11 +0000</pubDate>
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		<description>This is a great example of a First Time Home Buyer fighting through the Market and purchasing their first home.  Awesome job!</description>
		<content:encoded><![CDATA[<p>This is a great example of a First Time Home Buyer fighting through the Market and purchasing their first home.  Awesome job!</p>
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		<title>Comment on First Time Home Buyer Class &#8211; Thursday, January 19th, 2012 by first time home buyers class mn</title>
		<link>http://www.minnesotafirsthome.com/upcoming-event/first-time-home-buyer-class-thursday-january-19th-2012/comment-page-1/#comment-372</link>
		<dc:creator>first time home buyers class mn</dc:creator>
		<pubDate>Thu, 05 Jan 2012 22:30:41 +0000</pubDate>
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		<description>Join us this month for another great Class!!</description>
		<content:encoded><![CDATA[<p>Join us this month for another great Class!!</p>
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		<title>Comment on More Multiple Offers? by Fence Sitters Beware &#124; Know Your Home Loan</title>
		<link>http://www.minnesotafirsthome.com/general-information/more-multiple-offers/comment-page-1/#comment-366</link>
		<dc:creator>Fence Sitters Beware &#124; Know Your Home Loan</dc:creator>
		<pubDate>Thu, 22 Dec 2011 12:02:47 +0000</pubDate>
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		<description>[...] and move-up home buyers alike.  In today’s Minnesota real estate market, I see them lose out in multiple offer situations every day.  It’s not uncommon today for a first time home buyer to write two or three purchase [...]</description>
		<content:encoded><![CDATA[<p>[...] and move-up home buyers alike.  In today’s Minnesota real estate market, I see them lose out in multiple offer situations every day.  It’s not uncommon today for a first time home buyer to write two or three purchase [...]</p>
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		<title>Comment on Seller Paying Closing Costs? by KnowYourHomeLoan</title>
		<link>http://www.minnesotafirsthome.com/buyers/seller-paying-closing-costs/comment-page-1/#comment-365</link>
		<dc:creator>KnowYourHomeLoan</dc:creator>
		<pubDate>Wed, 21 Dec 2011 16:44:19 +0000</pubDate>
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		<description>This is a great topic that is so relevant to any first time home buyer today.  Truly understanding how seller paid closing costs work is key. Thanks Steve!</description>
		<content:encoded><![CDATA[<p>This is a great topic that is so relevant to any first time home buyer today.  Truly understanding how seller paid closing costs work is key. Thanks Steve!</p>
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		<title>Comment on Can You See Your Shadow? by first time home buyer class mn</title>
		<link>http://www.minnesotafirsthome.com/general-information/can-you-see-your-shadow/comment-page-1/#comment-364</link>
		<dc:creator>first time home buyer class mn</dc:creator>
		<pubDate>Tue, 06 Dec 2011 09:22:52 +0000</pubDate>
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		<description>Banks certainly won&#039;t make the same mistake they did in 2008 when they flooded the market all at once with their REO listings.  More First Time Home Buyers are purchasing these properties, and making them into &quot;homes&quot; again.</description>
		<content:encoded><![CDATA[<p>Banks certainly won&#8217;t make the same mistake they did in 2008 when they flooded the market all at once with their REO listings.  More First Time Home Buyers are purchasing these properties, and making them into &#8220;homes&#8221; again.</p>
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		<title>Comment on First Time Home Buyers &#8211; Thank You! by first time home buyer class mn</title>
		<link>http://www.minnesotafirsthome.com/general-information/first-time-home-buyers-thank-you/comment-page-1/#comment-363</link>
		<dc:creator>first time home buyer class mn</dc:creator>
		<pubDate>Tue, 06 Dec 2011 09:21:38 +0000</pubDate>
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		<description>Still going strong--keeping the housing market humming along, and avoiding a full-on collapse!  Way to go!</description>
		<content:encoded><![CDATA[<p>Still going strong&#8211;keeping the housing market humming along, and avoiding a full-on collapse!  Way to go!</p>
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		<title>Comment on Word of The Week: FHA 203(k) by first-time home buyer class mn</title>
		<link>http://www.minnesotafirsthome.com/word-of-the-week/word-of-the-week-fha-203k/comment-page-1/#comment-362</link>
		<dc:creator>first-time home buyer class mn</dc:creator>
		<pubDate>Tue, 06 Dec 2011 09:11:58 +0000</pubDate>
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		<description>With more run-down properties on the market in short sales and foreclosures, a lot of buyers are turing to these Renovation Loans in order to finance some repair costs into their low and long mortgage term.  It can be a great alternative to having to come up with $5,000 or $10,000 in cash in order to repair some items in the home.</description>
		<content:encoded><![CDATA[<p>With more run-down properties on the market in short sales and foreclosures, a lot of buyers are turing to these Renovation Loans in order to finance some repair costs into their low and long mortgage term.  It can be a great alternative to having to come up with $5,000 or $10,000 in cash in order to repair some items in the home.</p>
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